The collective investment industry is experiencing rapid growth today. This is largely due to the fact that Russians have learned to use such financial instruments as mutual funds. They managed to attract the attention of investors and become a popular product due to their availability and good profitability. Today, purchasing shares has become a convenient, fast, and most importantly, a familiar procedure. However, choosing a truly profitable fund still causes difficulties for clients. To avoid losses, it is wise to choose time-tested URALSIB mutual funds for investment.
First
The main instrument for investing in “Pervy” here are shares of Russian companies. The portfolio structure (first three places) includes:
- oil and gas sector;
- free liquidity;
- developers (builders).
“First” involves investing in the so-called. "blue chips". “First” is suitable for investors counting on long-term profitability. In this perspective, returns are expected to be higher than the level of the RTS index.
Stock
Mutual Fund involves investing in shares of companies that represent the most profitable sectors of the Russian economy. Thus, “Shares” is diversified across sectors of the economy.
In addition to blue chips, money can also be invested in second-tier stocks, which makes the strategy more aggressive and risky, but also more profitable in the long term. Almost half of the funds will be invested in companies in the consumer sector.
Reviews
On specialized websites there are polar opinions about mutual funds. Some consider them a profitable investment, while others consider them a deliberately unprofitable event. The truth is that profits are made only by shareholders who have taken the time to carefully study the fund’s performance and the agreement with the management company.
Reviews of URALSIB mutual funds can be found on portals dedicated to financial services, for example, Banki.ru. Most shareholders are inclined to believe that the correct choice of investment strategy ensures a comfortable level of return on the fund. And obtaining a profit above the market is a consequence of fortunate circumstances, and not the merit of the management company.
Conservative
The strategy, as the name suggests, is designed for conservative investors who will be satisfied with a stable but small income with a minimal level of risk. The fund can be used as an excellent alternative to a bank deposit and counteract inflation. The recommended inspection period is up to 12 months.
It offers maximum diversification: government securities, bonds and other reliable instruments. Investing in both Russian and foreign issuers, which reduces capital risks.
Mutual funds
* When purchasing mutual fund units in SberBank Online, you save up to 1% compared to purchasing in offices. There is no commission for the purchase of shares (surcharge) if the application is submitted through SberBank Online. If you previously filled out an application to purchase mutual funds in the office, fill out a new application in the SberBank Online mobile application and buy shares without commission. To submit a new application, click “+” in the “Investments and Pensions” section and select the desired fund from the list of all mutual funds.
The service is provided by Sber Asset Management JSC (100% subsidiary of Sberbank PJSC) - registered by the Moscow Registration Chamber on April 1, 1996. License of the Federal Commission for the Securities Market of Russia to carry out activities related to the management of investment funds, mutual funds and non-state pension funds No. 21-000-1-00010 dated September 12, 1996. You can obtain detailed information about mutual investment funds, familiarize yourself with the rules of trust management and other documents subject to disclosure and provision in accordance with current legislation, at Sber Asset Management JSC at the address: 121170, Moscow, Poklonnaya st., 3, bldg. 1, floor 20, on the website www.sber-am.ru, by phone. Information to be published in a printed publication is published in the “Appendix to the Bulletin of the Federal Service for Financial Markets.” The value of investment shares may increase and decrease, past investment results do not determine future income, and the state does not guarantee the return on investment in investment funds. Before purchasing an investment unit, you should carefully read the rules of trust management of a mutual fund. The Mutual Fund PDU provides for premiums (discounts) to (c) the estimated value of investment units upon their issuance (redemption). Charging premiums (discounts) will reduce the profitability of investments in mutual fund investment units. Open mutual fund of market financial instruments "Sber - Bond Fund "Ilya Muromets" - the rules of trust management of the fund are registered by the Federal Financial Markets Service of Russia on December 18, 1996 under No. 0007-45141428. Open-end mutual fund of market financial instruments “Sber – Share Fund “Dobrynya Nikitich” - the rules of trust management of the fund are registered by the Federal Financial Markets Service of Russia on April 14, 1997 under No. 0011-46360962. Open-end investment fund of market financial instruments "Sber - Balanced Fund" - rules for trust management of the fund were registered by the Federal Financial Markets Service of Russia on March 21, 2001 under No. 0051-56540197. Open-end investment fund of market financial instruments “Sber – Perspective Bond Fund” - rules for trust management of the fund were registered by the Federal Financial Markets Service of Russia on March 2, 2005 under No. 0327-76077399. Open-end investment fund of market financial instruments "Sber - Natural Resources" rules for trust management of the fund were registered by the Federal Financial Markets Service of Russia on August 31, 2006 under No. 0597-94120779. Open-end mutual fund of market financial instruments "Sber - Eurobonds" - rules for trust management of the fund are registered by the Federal Financial Markets Service of Russia on March 26, 2013 under No. 2569. Open-end mutual fund of market financial instruments "Sber - Electric Power" - rules of trust management of the fund are registered by the Federal Financial Markets Service of Russia on August 31, 2006 under No. 0598-94120851. Closed real estate mutual fund "Commercial Real Estate" - the rules for trust management of the fund were registered by the Federal Financial Markets Service of Russia on August 25, 2004 under No. 0252-74113866. Open-end mutual fund of market financial instruments “Sber – Consumer Sector” - rules for trust management of the fund were registered by the Federal Financial Markets Service of Russia on March 1, 2007 under No. 0757-94127221. Open mutual fund of market financial instruments "Sber - Financial Sector" - rules for trust management of the fund were registered by the Federal Financial Markets Service of Russia on August 16, 2007 under No. 0913-94127681. Open-end investment fund of market financial instruments "Sber - Global Internet" - rules for trust management of the fund were registered by the Federal Financial Markets Service of Russia on June 28, 2011 under No. 2161-94175705. Open-end investment fund of market financial instruments "Sber - Gold" - rules for trust management of the fund were registered by the Federal Financial Markets Service of Russia on July 14, 2011 under No. 2168-94176260. Open-end investment fund of market financial instruments "Sber - Global Shares" - rules for trust management of the fund were registered by the Federal Financial Markets Service of Russia on December 26, 2006 under No. 0716-94122086. Open-end mutual fund of market financial instruments "Sber - Biotechnologies" - the rules of trust management of the fund were registered by the Bank of Russia on April 23, 2015 under No. 2974. Open-end mutual fund of market financial instruments "Sber - Denezhny" rules of trust management of the fund were registered by the Bank of Russia on November 23, 2017 under No. 3428. In relation to mutual funds, the Risk/Income levels are indicated based on the generally accepted understanding of how the specified investment objects are located on the risk-return scale. “Risk” and “Income” in relation to mutual funds do not mean the acceptable risk and expected return provided for by Bank of Russia Regulation No. 482-P dated August 3, 2015.
It is not an individual investment recommendation within the meaning of Article 6.1. and 6.2. Federal Law “On the Securities Market”
QR code “from English. Quick Response Code is a two-dimensional barcode (bar code) that provides information for quick recognition using a camera on a mobile phone.
| Increase in the estimated value of the fund's investment unit: | 3 months 01/29/2021 – 04/30/2021 | 6 months 10/30/2020 – 04/30/2021 | 1 year 04/30/2020 – 04/30/2021 | 3 years 04/28/2018 – 04/30/2021 |
| Global Equities (formerly Americas) | 10,2 | 18,1 | 44,8 | 86,7 |
| Biotechnology | -4,7 | 11,0 | 22,0 | 64,6 |
| Global Internet | 1,0 | 9,8 | 44,4 | 63,9 |
| Consumer sector | 2,7 | 12,7 | 53,6 | 61,8 |
| Natural resources | 6,2 | 29,0 | 24,8 | 60,5 |
| Share Fund "Dobrynya Nikitich" | 5,3 | 25,7 | 34,5 | 59,7 |
| Fund Balanced | 4,0 | 17,7 | 22,5 | 47,2 |
| Gold | -5,0 | -11,4 | 4,5 | 43,2 |
| Eurobonds | -1,3 | -4,6 | 4,9 | 37,1 |
| Electric power industry | 0,0 | 4,2 | 14,3 | 32,0 |
| Advanced Bond Fund | -0,4 | 1,4 | 5,0 | 23,6 |
| Bond Fund "Ilya Muromets" | -0,6 | 0,7 | 4,3 | 23,3 |
| Monetary Fund | 0,7 | 1,6 | 3,8 | 16,7 |
| Financial sector | 14,7 | 36,3 | 45,4 | 7,5 |
Oil and gas
The fund is designed for investors focused on the oil and gas sector. They can expect moderate volatility and the opportunity to receive relatively stable income over the medium term.
In addition to investments in the oil and gas sector, your funds will also be directed to the mechanical engineering industry, which somewhat increases diversification. Part of the funds will be kept in free cash.
Personal account of Uralsib Bank for individuals
The official website provides access to the Internet bank - a space for managing an account, loan, deposit or investment project. The following operations are available to all registered clients:
- Transfers by phone number using the Fast Payment System (FPS) without commission.
- Replenishment of cards, transfers from card to card.
- Paying off credit card debt.
- Interbank transfers in rubles using bank details without commission.
- Currency exchange at a special rate on weekdays.
At Uralsib Bank, online access to your personal account is available after mandatory registration on the service. Registration consists of several stages.
Financial sector
The mutual fund is suitable for shareholders there who hope to strengthen the financial sector of our country. The mutual fund is relatively balanced, since investments will go not only to investing in the financial sector, but also in industries such as developers and Global Financials. Part of the funds will be contained in free liquidity.
Why is it profitable to invest in URALSIB mutual funds
In an environment of constantly decreasing interest rates on deposits, placing money on deposit does not provide tangible financial benefits, since all profits are eaten up by inflation. Investing in mutual funds allows you to increase your savings without having the skills to trade in the financial market. But in order to achieve the desired result, you need to choose a reliable management company with good recommendations.
Features of mutual funds
URALSIB Management Company not only has the necessary professional skills, but also guarantees an individual approach to the client. For the convenience of shareholders, she developed a Portfolio Constructor - a tool that allows you to select a mutual fund based on the client’s personality characteristics. A suitable product is selected based on the amount and period of investment, the age and education of the shareholder, as well as experience in using various financial products.
Equity markets of developing countries
Unlike the previous mutual fund, this mutual fund is designed for more aggressive investors who want to invest in the promising growth of companies from developing countries. By investing in this instrument, you can potentially receive a high level of income, but the risk will also be higher than the market average. Suitable exclusively for long-term diversion of funds.
Global Real Estate
By investing in this mutual fund, you are investing in a promising international real estate market.
Real estate investing has always been promising, especially during uncertain times. Therefore, the risk of losing funds is at a fairly low level, as is the potential profitability. These rates can be comparable to investing in debt instruments.
Comparative table of profitability of mutual funds URALSIB
To analyze the performance of a management company, it is convenient to use graphs of changes in the value of a share for a selected period: month, quarter, half-year, year. Since investing in the URALSIB mutual fund is long-term, it makes sense to study the dynamics of indicators over the past 1-3 years. Particularly meticulous investors can get acquainted with information on the profitability of mutual funds, the value of net assets and prices per share here.
Comparative table of profitability of mutual funds URALSIB
