Tinkoff Company Blog Investments | Why the new tariffs of Tinkoff Investments are better than the old ones


Tinkoff Investments is the brokerage division of JSC Tinkoff, and one of the few Russian brokers officially licensed by the Central Bank of the Russian Federation.

Moreover, as for a brokerage (


), and to the depository (


) activity.

Specialist. Tinkoff shares

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  • Shares worth up to 25,000 as a gift
  • No transactions - no commission
  • Commission for transactions from 0.025%
  • The best mobile app for investing

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Tinkoff Investments - what is it?

Hello everyone, colleagues!
I have long wanted to consider trading through Tinkoff Investments, how to make money on it, and why it attracts clients so much. After all, Tinkoff is the leader in brokerage services on the Russian market. Has a very good smartphone app. Although all brokers already have applications, they are still far behind Tinkoff. By the way, if we don’t know each other yet, you can read about me and the successes of my students here.

1. How to increase your brokerage account from 50,000 to 100,000 rubles. Description in the VKontakte group

2. How to increase your brokerage account from 50,000 to 100,000 rubles. Description in the group In the telegram channel

The importance of smartphone apps for brokers! This is a mega cool opportunity. Anyone who is already 18 years old can be attracted to the exchange. Some people can actually earn money, but most of them are still like cannon fodder for those who earn money. Alas! But it is so!

If you just look on the Internet, you will definitely come across an advertisement for Tinkoff’s services, and you can’t do without it in email advertising either.

It is not surprising that Tinkoff has overtaken such market giants in brokerage services as Finam and BCS. Why, even Sberbank, whose bank card every second Russian has, managed to overtake them. We can say that on almost every pole there is an advertisement “Tinkoff Investments - how to make money easily and quickly.”

But first of all, Tinkoff is a bank. And until 2021, it occupied the market specifically for banking services. And only in 2021 Tinkoff Bank received a license for independent brokerage activities. In the same year, it launched its own platform for brokerage activities and began massively attracting clients.

Now every smartphone owner has some opportunity to invest through Tinkoff. All that remains is to figure out how to open an account with Tinkoff?

Taxes

The issue of taxes affects every investor and you will not be able to avoid paying them. When trading, if the result is positive, taxes on Tinkoff investments will be calculated automatically. On a positive financial result on Russian trading instruments you pay 13% personal income tax. Taxes are withheld from the client when withdrawing funds to the card.

For dividends received from foreign companies, the base tax rate is 30%. When you receive dividends from US companies, the IRS will automatically withhold 30% tax from you. This is a significant amount.

If you are not a US resident, you can file Form W8-BEN and reduce your dividend tax rate to 13%. Of these, 10% will go to the US tax office and 3% to the Russian tax office. The form is valid for 3 years, after which it must be completed and resubmitted. If your investment portfolio includes US dividend stocks, I recommend filling out this form.

But with Tinkoff Investments, reporting taxes will not be easy.

tinkoff investment taxes

Of course, the bank employees recalculated after the request, but such problems and proceedings do not make it any easier.

Another interesting case.

on taxes

There is no need to talk about the qualifications of the staff.

What is a brokerage account at Tinkoff

A brokerage account is your portal to the world of investing and trading. A brokerage account is really an account, vaguely similar to a bank account, in that you deposit or withdraw funds there yourself using any available banking method. No one except you can manage it; we are not considering a broker here.

Profits from your financial transactions in the markets will be credited to this brokerage account, including dividends if you trade using dividend strategies. But commissions for using a brokerage account will also be automatically debited, although they do not always happen.

1. How to increase your brokerage account from 50,000 to 100,000 rubles. Description in the VKontakte group

2. How to increase your brokerage account from 50,000 to 100,000 rubles. Description in the group In the telegram channel

Commissions for transactions will also be deducted by both the broker and the exchange. And the account itself can not only grow, as we see in beautiful Internet advertising, but also catastrophically decrease.

A brokerage account with Tinkoff implies that you carry out financial activities on some markets (both Russian and global) only through this broker. A broker can only be a legal entity that has the opportunity, in accordance with Russian laws and the requirements of the exchange, to carry out such activities.

Having a brokerage account with one broker, you will not be able to give instructions to another broker. To do this, you also need to open an account with another broker and conclude an agreement.

In general, opening a brokerage account is a common and standard procedure. There is no need to look for any pitfalls here. Trading on the stock exchange can only be done through a broker and nothing else.

Your task is to choose one from dozens of brokers and trade on the stock exchange, like hundreds of thousands of other traders and investors, the same ordinary people, most of whom do not have a financial education, but trade successfully.

Analogs

Almost every bank has similar services - Sberbank Investor, Alfa Direct, VTB My Investments, etc. Each of them has its own pros and cons. For example, at Sberbank only domestic securities are available for purchase; at Alfa, money can be withdrawn only on certain days and times and there is absolutely no information about dividends; VTB has a large commission, which becomes acceptable only with a turnover of 1 million rubles.

Tinkoff Investments also has a high commission for transactions, but this minus is compensated by many advantages that will especially appeal to beginners. However, if for some reason this service still does not suit you, you can try Alpha Investments. In my opinion, this is a good analogue (although in the end I preferred Tinkoff to it).

How to open a brokerage account at Tinkoff

There are two ways to open a brokerage account with Tinkoff:

Option #1

Go to the official Tinkoff website. Fill out the personal information and click on the “Open account” button. Moreover, the smartphone application can also be downloaded and installed, but trading will not be possible if you do not have a Tinkoff debit card. But you will be able to watch how the trading takes place.

Option No. 2

Download Tinkoff Investments on Google Play. And we open a brokerage account through it automatically. Nothing lags or freezes during this operation. The entire procedure takes less than 5 minutes.

  1. When registering in this application, you come up with a 4-digit PIN code to log into the system.
  2. Enter your full name.
  3. Your address: city, street, house.
  4. Passport details. And without including any scanned pages of your passport. The courier will look at the passport when handing over the Tinkoff bank card.

Yes, I forgot! At the end, the system asks you to select parameters for delivery of the Tinkoff card, so that you can safely deposit and withdraw money from the brokerage account.

About ten minutes later, you receive a letter from the company and an SMS on your smartphone, stating that the brokerage account is fully registered and is already functional. And the broker is already actively calling for action: “Make your first investment. Select a security and click “Buy.”

This is of course a minus!

conclusions

Who is Tinkoff Investments suitable for ? First of all, the services of such an online broker are suitable for novice investors who want to get acquainted with the world of trading and investment, make their first trading operations, and make their first investments. The “Investor” tariff with free service is perfect for this. For more serious financiers, paid plans are worth considering. Well, for those who make money from scalping or other professional trading, Tinkoff Investments is suitable only as an auxiliary mobile solution.

If you are wondering which application is best for you, read the Fintolk review, where we have collected the top 10 applications for investing.

How to close a brokerage account at Tinkoff

I immediately decided to look into the important question of how to close a brokerage account with Tinkoff. Perhaps you will open it right away, but then, having figured out what’s what, you will understand that not everything is so simple here. Or even think that your previous broker is not so bad.

In fact, Tinkoff Investments has no problems with remotely closing a brokerage account. This is not how you close a brokerage account at Sberbank. You will definitely need to visit the Sberbank office.

What do you need to quickly close a brokerage account?

Option #1

Call the number

Option No. 2

Write in the Tinkoff website chat. Get ready to name the secret word that you specified when opening the brokerage account. This will confirm that the company entered into a brokerage service agreement with you.

Option No. 3

Write in the “Help” section to the company’s technical support in the Tinkoff Investments application itself.

Although the company itself says that the account does not have to be closed, because its service to the owner will be completely free if you do not use it. I think it’s better to close it if you finally decide not to trade through Tinkoff.

It is beneficial for the company itself to have more customers, even if they are not active. Indeed, at present there is a direct struggle for clients in the field of brokerage services. And newly arrived clients will look at the ratings. If Tinkoff is in first place among brokers, then it means that it really is the coolest and most reliable broker.

No one really thinks about the fact that here you can not only earn money, but also lose it. And much more often!

In general, you need to look at ratings not only by the number of attracted clients. It is enough to read my review to at least think about the significance of ratings and their analysis.

Reviews

In general, users are loyal to Tinkoff Investments. The application regularly receives useful updates that improve its performance and add new features, and new investment instruments appear on the trading platform from time to time.

Review of Tinkoff Investments - positive

However, there are those who were dissatisfied. They mainly complain about high fees (which is fair) and not very responsive technical support (I have not encountered this problem).

Review of Tinkoff Investments - negative

It is worth remembering that no service is perfect, and in the case of Tinkoff, most users are satisfied.

Terminal Tinkoff Investments

Despite the fact that I installed the Tinkoff Investments application on my smartphone, I cannot connect to the investment terminal on my computer via a web browser. The program requires me to enter my Tinkoff bank card number.

In other words, Tinkoff is simply using a marketing technique that opens an account with them very quickly, but you will not be able to trade, nor will you be able to use the terminal for investments. And when you set a date and time where to bring your debit card, you also set a time to complete the procedure for signing a brokerage agreement.

After this, you can use your browser, for example Google Chrome, to connect to trading through the terminal using your personal data. My attempt to connect to the terminal ended in nothing, because I don’t yet have a Tinkoff debit card and don’t even have a brokerage agreement number. Because there has not yet been a meeting with a Tinkoff representative, no one has looked at my passport details, there is no my signature in the service agreement.


It’s impossible to log into the Tinkoff Investments terminal without your bank card details and agreement number

Until this moment, I went to the Tinkoff website and entered my phone number, receiving a confirmation code.

How to make money with Tinkoff Investments
Click on the “Go” button and enter the Tinkoff Investments terminal


In general, for now I won’t be able to connect to the Tinkoff investment terminal via a computer. I don’t yet have two options for connecting to the terminal: through a Tinkoff bank card number or an agreement number.

I suggest you watch the video below, where the observer talks about his initial impressions of the Tinkoff investment terminal.

My impressions of this terminal are generally not bad. There are obvious advantages, without which you cannot trade at all:

  1. The asset chart can be customized and resized.
  2. The commission is shown automatically when entering orders for execution.
  3. There is a book of quotes

But for some reason I’m a little confused by the fact that the login is through the browser. Here we need very good protection from intruders, and questions arise:

  1. Can the broker's servers handle the load?
  2. Is technical support good if you can’t log into the program or it just freezes.
  3. Is this program always available, including weekends?
  4. Does it integrate with other programs in order to keep parallel records of transactions?

I don't have answers to these questions yet. If you know, please write.

Risks and Opportunities

Investing is based on simple and understandable actions. If you want to start investing, you need to fill out an application to open a brokerage account on the bank's website. In a few days, a bank employee will deliver your agreement to any convenient place and time. That's it, now you can start investing - select the assets you are interested in, buy them using a bank card.

Investment risks are minimized. You purchase assets in your own name and even if you have a conflict with the broker, your assets will remain with you. Unlike foreign brokers, Tinkoff Investments does not conduct transactions offshore and all operations on the stock market are carried out strictly in accordance with the legislation of the Russian Federation.

Compared to a bank deposit, investing can bring significantly higher income. One of the most profitable deposits can bring up to 6% per annum, and investing, according to average estimates, from 10 to 15% with a conservative approach and from 20 to 50% with an aggressive one.

Possibility of currency trading. The purchase and sale of currency is carried out at the exchange rate of the interbank currency exchange, and on its fluctuations you can also get a good income, although this approach is often recognized as speculative.

Information support. Daily updated site news shows current information on changes in the stock market. With this, you can predict the rise or fall of assets and use this knowledge when buying and selling assets to your advantage.

Tinkoff broker tariffs

This broker has only 3 tariffs for July 2021:

  1. Investor
  2. Trader
  3. Premium

All tariffs provide the opportunity to trade:

  1. Shares of Russian and foreign companies
  2. Currency
  3. Bonds
  4. ETF
  5. Tinkoff Capital shares
  6. Depository receipts

Let's look at the Investor tariff

Under the tariff description, the broker provides explanatory information that the tariff is suitable for traders who make transactions per day in the amount of up to 116,000 rubles. Then the commission will be 0.3% of the transaction amount.

But here I am very perplexed, then why is this tariff needed? After all, I can’t imagine an investor with a small account. The whole idea of ​​investing comes down to the fact that the profit there, of course, is greater than a deposit in a bank, but also in no way commensurate with the profit of speculative traders.

Then what can you get in the form of profit from investing with such a small account?

One complete nervous breakdown and the temptation to trade more often in order to repeat fleeting success in the form of profit in random transactions. Although in the context of a particular example with the commissions of this tariff, everything does not look so bad.

Example:

We want to make our first transaction in Sberbank shares. Let's move a little away from this tariff, let's immediately look at the interface and convenience, and then return to the tariff. So, we first need to use a search engine to find this promotion.

Well, actually we choose an ordinary share of Sberbank. The preferred share of Sberbank was highlighted above. By owning it, you can count on dividends from the company.

I would like to immediately note, although not to the point, that working with dividend securities in the application is done much better and more useful than in the Sberbank application.

As for purchasing Sberbank shares, this can be done in the two most common ways:

Option No. 1 : Through the market of quotes (Yes! You read that right: the application has a book of quotes)

Option No. 2 : Through a simple application at the market price, or you yourself indicate your purchase price for the shares.

Well, now let’s return to our Investor tariff. The contents of this tariff are as follows:

Commission 0.3% of the transaction amount

What does it mean? How to count?

This means that with the cost of one ordinary share of Sberbank being 210 rubles, for an account amount of capital of 100,000 rubles, you can purchase 470 shares. There are 10 shares in 1 lot. Then your commission to the Tinkoff broker will be: 470 * 210 * 0.3% = 296 rubles. When selling these shares, and thus closing a previously opened position, you will also pay 296 rubles.

You shouldn’t forget about the commission of the exchange itself, but there are a number of relative advantages of the tariff:

  1. No depository fee
  2. Free trading account maintenance, even if there are trading operations
  3. The Tinkoff Investments mobile application itself is free
  4. The Tinkoff trading terminal is also free

Tariff Trader

In order to understand its difference from the Investor tariff, you need to return to our example with ordinary shares of Sberbank.

  1. If we are not holders of any Black Edition credit or debit card, as long as we have less than 2,000,000 rubles in our account, and as long as we do not have active trading with large turnovers, then if we have trading operations, we will have a monthly account maintenance fee of 290 rubles .
  2. The commission on the transaction amount will no longer be 0.3%, but 0.05%. This is already a 6 times lower commission. And at the same time, if you had active trading in the morning and the turnover on transactions exceeds 200,000 rubles, then this commission is further reduced and will be 0.025%.
  3. Everything else is the same as in the Investor tariff

I think when purchasing the same 47 lots of Sberbank shares, the commission will be as follows:

470*210*0.05%=49.35 rubles. And plus at closing the same amount + service fee. Total: 49.35+49.35+290=389 rubles. And on the Investor tariff 296+296=592 rubles.

It is obvious that the Trader tariff, even with a subscription fee for service, is still more profitable than the Investor tariff for an active trader. The Investor tariff is good when you buy very rarely and selectively and build a portfolio. And you don't need any monthly subscription fees.

Over the course of a year, there will be much less spending on starting an investment business. But for a more active trader, it will be easy to gain a turnover of 200,000 rubles in order to reduce the main commission to 0.025%. Or completely comply with Tinkoff’s conditions and eliminate this subscription fee.

Premium tariff

  1. Suitable for large investors.
  2. Subscription fee for service from 0 to 3000 rubles per month.
  3. The fee is charged regardless of whether there were transactions in the current month or not (difference from the other two tariffs)
  4. 24-hour consultations with a personal manager
  5. A single commission in the range from 0.025% -1% without separate calculations for all companies (broker, exchange, depository). And even account replenishment is included in this total commission.

This manager can help:

  1. Select the best securities for investment
  2. Consult on investment products
  3. Provide analytics on a specific company that you are looking at from an investment point of view.

I tried to compile the pros and cons of reviews about the Tinkoff broker, including the most recent ones. After all, Tinkoff does not spare money on improving the software, which means that the disadvantages are quite quickly disappearing from the functionality.

Investments from competitors

Investments from competitors

One of the closest analogues of Tinkoff Investments is the Alfa Direct . There are two tariff plans: “Alfa-Trader” and “S”. The second package is offered to novice investors, and Alfa-Trader is offered to advanced investors. Service at Alfa Direct is free, but there are brokerage commissions that depend on the tariff, trading volume and other conditions. In package “S” the cost of transactions with securities and currency is 0.3%. Transactions with futures are more expensive - 0.5% exchange fee. According to Alfa-Trader, the minimum commission for transactions with securities is 0.014%, and for transactions with currency - 0.011%, but only when trading large volumes. It is better to clarify the specific rate separately, based on the amount you are willing to spend on investments and reading the agreement with the broker.

Alfa-Bank application for investments
Alfa-Bank application

You can trade through the program from Alfa-Bank in shares (Russian and foreign), dollars, euros, OFZ, bonds, futures. ETFs, indices and shares are also available. Assets are presented in the “Quotes” section, there is also a price chart, order book and tools for technical analysis: crosshairs, segments, lines, and so on. There are candlestick, bar and line charts. You can place tags on it, write text messages, and build support and resistance lines. Alpha Direct also provides a support chat.

Mikael Karamanyants, General Director
Mikael Karamanyants, General Director:

— A mobile application is, first of all, a tool that allows you to quickly respond to all market events without being tied to a specific location. However, they cannot be used for professional analytics. Firstly, the dimensions of the device do not allow for the provision of detailed analytics through such programs. Secondly, it is very difficult to perform technical or fundamental analysis on the fly, and then make a momentary decision based on the analysis. You can control the situation using a mobile application, but decisions are made not using analytical manipulations in it, but based on a pre-planned plan.

Pros of Tinkoff Investments

Plus No. 1 It’s very, very easy to open a brokerage account.

Even if you are not a Tinkoff client, this will not prevent you from opening an account. They will bring the card home to you, you can easily top it up, and then use it to open your brokerage account. In the meantime, you will have a couple of days left to thoroughly study the trading program itself.

Pro #2 It's easy to trade stocks, bonds and currencies, but only technically.

There is no need to install any terminals on your computer at all. The interface itself is very intuitive, even understandable. Indeed, it is very similar to purchasing assets as in a regular online store.

Plus No. 3 No hidden fees.

The tariffs are so simple and transparent that, overall, an introduction to stock trading seems within the reach of any mind. There are no complex and confusing formulations and eyeliners. Although when trading foreign assets, you still need to clarify everything in more detail.

Plus No. 4 You can switch from tariff to tariff many times.

Charges a commission for transactions and a specific service fee. You can switch from tariff to tariff without any problems or fees.

Plus No. 5 You can very quickly transfer funds from a brokerage account to a card.

Plus No. 6 Possibility of purchasing currency in incomplete lots.

Tinkoff makes it possible to buy in incomplete lots.

Plus No. 7 Advisor for selecting stocks and bonds.

Offers the use of a free virtual assistant to diversify your portfolio depending on your capital and preferences. But I wouldn't trust such robots. After all, if you lose money, the robot will definitely not be responsible for it.)

Plus No. 6 Very good information on papers

Here Tinkoff simply surprised me. Not only can you find everything about the desired company, but also all the figures for indicators and forecasts are given, and all the latest news about the company. There is no need to look for information anywhere else.

Principle and how it works

In order to become an investor, you need to open a brokerage account at Tinkoff Bank. This is easy to do on tinkoff.ru, the official website of the bank. The basic conditions for investing on the stock exchange fit into three lines:

  1. Opening and closing a brokerage account is free
  2. Depositing and withdrawing money – no commission
  3. The commission for any transaction on the exchange is only 0.3%.

You can invest money in various assets of your choice - company shares, bonds and even currencies (euros and dollars).

Cons of Tinkoff Investments

Minus No. 1 There are a lot of reviews on the Internet that this application can lag. But so far I haven't noticed it. The only thing I didn't like was the very accessible entry into the application itself. You enter your 4-digit PIN code and that’s it. This is not enough for such a serious program.

Disadvantage No. 2 Inability to work without a Tinkoff card

Here is a straightforward path for clients: if you want to trade, then you need a Tinkoff card. And without it, you will not be able to replenish your account or withdraw funds from your account.

Minus No. 3 Servicing a Tinkoff bank card

To work with a brokerage account, you need a Tinkoff debit card. And I'm not sure that her service will be free. This point needs to be clarified.

Minus No. 4 Commissions are still a bit high

In the Tinkoff Investments application itself there is a question: Why do other brokers have lower commissions?

Apparently this question is posted in the “Tariffs” section for a reason. And an explanation or even justification is given that Tinkoff does not have hidden commissions, unlike the tariffs of other brokers, therefore, they say, clients, these are my tariffs.

Minus No. 5 There is no derivatives market.

Minus No. 6 If there is some kind of failure in the application, then it will be difficult to prove that the broker is to blame. And any failure in the application can lead to the fact that you will not have time to place some orders or will not have time to close a position. Okay, if you don’t make additional profit, it’s not a big deal in trading. It’s scary that you may simply not set a loss limit after opening one of the positions.

Minus No. 7 There are many reviews on the Internet that asset quotes in the application may differ from the actual ones. This needs to be checked individually. While I was looking at how the application works using the example of Sberbank shares, I did not see any discrepancies in the quotes. I had Quik open.

Minus No. 8 When withdrawing funds, personal income tax is not correctly withheld. You have to check it personally, but it’s no longer pleasant and makes you think not to trade with this broker.

Minus No. 9 In online chat, technical support does not respond promptly. Delays in solving a customer problem can be up to 4 hours. Or a bot answers, which of course is limited in its effectiveness.

Pros and cons of the application

The advantages are as follows: - fast and round-the-clock technical support; — convenient candlestick and line price chart; — intuitive application interface; — on the page with the ticker there is a news tab, which may be useful for those who prefer fundamental analysis to technical analysis; — a free tariff package is available.

Cons: - there is no wide functionality in the form of inscriptions or marks for technical analysis directly on the page with the chart, such as in the Alfa-Direct brokerage application; — no bar chart, only candlestick and line charts to choose from; — to withdraw funds, you need a Tinkoff Bank card.

Mobile app

The Tinkoff Investments application will allow you to conduct investment operations and control them using a smartphone. The following options are available:

  • View brokerage account balances.
  • Combination with the Tinkoff Bank application. The portfolio is available in both programs, between which one-button switching is designed.
  • Receive useful notifications. If you specify the price at which you want to make a transaction, the application will notify you of an opportunity.
  • 24-hour support is available in the chat, where they can help you with any questions, seven days a week.
  • The presence of a dividend calendar allows you to view the payment dates for purchased securities.
  • In the feed you can read news and forecasts from well-known publications without advertising and in a convenient format.

Downloading and installing the application is available on IOS and Android.

Personal account features

The Tinkoff Investments personal account allows you to use the service through the website from a desktop PC. Here you can:

  • buy and sell assets;
  • place limit orders;
  • receive support;
  • deposit and withdraw money;
  • monitor the dynamics of quotes.

The main advantage is access to the Tinkoff Investments Terminal, which:

  • works in a browser on any OS;
  • can be expanded to 6 browser tabs and monitor all investments;
  • gives access to the exchange order book;
  • allows you to move widgets around the screen and group them as convenient.

How are dividends paid?

Anyone who owns a share on the cut-off date is entitled to dividends, regardless of when it was purchased. Trading on the exchange takes place in the “T+2” mode, so you need to purchase it at least two business days before this date. Otherwise, the company will not have time to add the owner to the register for payment.

Dividends are paid in the currency in which the share is traded: for ruble dividends - in rubles, for foreign currency dividends - in the corresponding currency.

Reference! For some securities of the Moscow Exchange, dividends are paid in foreign currency.

For shares of Russian companies, dividends arrive in the account within 8-25 business days, and for foreign ones - from 15 days to several months.

Interface features

tinkoff mobile application - image

You can start exchange activities immediately after signing the agreement and receiving a bank card. The “Investment” menu is available after logging into the Tinkoff website.

The section contains four main points :

  • Portfolio - current information about existing company shares, bonds and other assets.
  • Events - a log of exchange transactions and the movement of funds through an individual exchange account.
  • Actions - a list of investor’s working tools (replenishment, withdrawal of profits, currency exchange).
  • About the account - description of the current tariff and full details.

Users of “Investments” in their reviews note a simple and clear design, which is not typical for most terminals that provide work with the exchange.

This is a consequence of the fact that the developers initially created the service with inexperienced exchange players in mind.

Important : In the absence of a computer, operational control of the exchange value of securities and the purchase and sale of assets is carried out through Tinkoff mobile applications.

The capabilities of the programs for iOS and Android correspond to the web version. Reviews of them can be seen in online app stores. Most users emphasize the convenience of the mobile program.

Where to open an IIS?

How to close an IIS in Tinkoff?

If an investor has closed an individual investment account in Tinkoff , then it is not recommended to refuse investments. It is best to open a new IIS and do it with BCS Broker. It boasts the presence of:

  • Several tariffs with certain conditions;
  • Minimum commissions established for trading;
  • Operational support service that will solve any question or problem;
  • Your own analytical resource with assistance in investing;
  • Many branches located throughout Russia.

It is worth noting that BCS Broker is also highly reliable. It has a AAA rating from independent companies. Therefore, there is an understanding that it will not disappear anywhere in the foreseeable future!

Social network for investors

The Tinkoff Investments Pulse application allows you to connect to the social network of investors. The service allows you to:

  • view the returns of other investors to make informed decisions;
  • monitor transactions of other investors;
  • follow news and updates;
  • talk about your experience, successful transactions, ideas;
  • comment, publish and discuss market trends with other service users: analysts, investors, professional traders;
  • analyze the investment strategies of others by studying their transactions and profitability levels.

Reference. The social network is available on smartphones with IOS and Android.

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