You will find out how much HYIP administrators earn and whether ordinary investors of such projects can make a profit, as well as what earning strategies will bring the maximum income.
HYIP is an investment project with a limited lifespan. The closest analogue of hype is a financial pyramid. Those at the top have the real profit; the rest are at great risk with their money.
And yet, making money from HYIPs is real. And not only for the authors of the project and people close to them. Ordinary users will also make a profit if they act wisely and apply professional strategies.
Denis Kuderin is with you, a staff expert on financial issues at HeatherBober magazine. I will tell you how to properly work with high-risk financial projects, who earns from HYIPs and how much, and how some HYIPs differ from others.
What are hype projects?
When many people hear the word “hype,” the first thing that pops up is a misconception associated with the term “Hype,” which means actions for the sake of quick popularity and creating a buzz around something.
HYIP or High Yield Investment Program - translated from English as “high income investment program”.
How profitable is it to invest in such a project? The creators of the platform usually promise from 15 to 100 percent of fast and high profits.
Associations with financial pyramids of the 90s are still alive in the minds of the older generation. Then, so famous throughout the country, they ruined a large number of people. Now all such financial platforms are aimed at young people and it is sometimes not so easy to recognize their essence. The earning mechanisms seem clear and effective, which attracts users who don’t expect a catch.
The risk of investing in financial pyramids is always very high. Such projects do not last long and in the end are abruptly closed, enriching their creators and those who managed to get theirs. The rest simply lose money and are left with nothing.
An example of how hype works
Let's look at one of the options for possible events in the case when a person does not fully understand the operating scheme of the HYIP platform.
Imagine an ordinary person who works as a manager and earns a small income. From time to time he saves part of his salary for cars or an apartment. One day, on the Internet, he comes across an article describing a financial project. There it is proposed to become an investor for a company with clear and understandable intentions, while the profit in the first three months will be 20%, in six months already 50%, and after a year even 80%. Isn't it attractive?
A person becomes convinced of the seriousness of the project, thanks to the assurances on the website, and decides to invest a small amount of 20,000 rubles.
The first months immediately begin to generate income. In a personal account on the project website, a person watches how the interest grows and rejoices, making long-term plans. It would seem that everything is fine, but when it came to withdrawing funds, the person encountered a problem.
At first, the transfer was on standby for a week, then, after negotiations with the support service, it turned out that everything was not so bad: some banks just took longer to transfer money.
The person never saw his money, and the service administration completely stopped responding. Later, the site completely disappeared, as if it had never existed. The man simply lost his money forever.
Of course, more often openly fraudulent sites work this way, while real hyip projects hide better and do not play such a brazen game. Some “companies” even allow certain users to get their investment back. This rarely happens, since the basic principle of making money is that some people are bound to lose money, and the other part are bound to receive it.
And yet, even this terrible example does not at all put hype on the same level as “scams”. Having a good understanding of the topic, you can really get high earnings by turning it into a stable business.
Don't trust anyone
HYIPs are a sphere of big money, in which everyone is aimed at personal enrichment. The only person who cares whether you make money or not is you. The rest of the participants are so focused on hitting the jackpot that they will go to all sorts of tricks just to shove in their affiliate link or wishful thinking.
Referral managers lie in order to collect more referrals, payposters are ready to praise outright slag for little money, and admins are the main liars of this industry. They are real masters who can easily concoct a legend about Forex and cryptocurrency, and in the case of a blatant scam, they will come up with such an excuse that the investor left with empty pockets will definitely want to contribute to this pyramid builder’s next shit-hype.
The only person who can give you the right advice is yourself. Study the industry, get different information and opinions, but trust only your instincts and experience. Separate article → where should beginners start?
Main groups of HYIP projects in 2019
HYIPs can be divided into three main groups based on income level:
- Low (15-20%).
- Average (50-60%).
- High (61% and above).
As a result of the actions of some HYIP projects, their association with scammers, financial pyramids and scam has become firmly entrenched in people’s minds. Of course, this is not the best investment option and borders on gambling.
However, there are also trusted people who allow you to make money on their projects. Moreover, their activities are sometimes real: trading on financial exchanges and making money on cryptocurrency. A lot depends on the lifespan of the hype and which group it belongs to.
HYIPs with an income of 15-20%
There is a direct relationship between the amount of profit and the life of the project. The main advantage of low-income platforms is that they can withstand a large number of financial investments from new users. The partial reinvestment method is well suited for making money.
Immediately after the project starts, it is recommended to make a test contribution to check how much you can trust this hype. If the experience is successful, then a larger contribution is made, after which earnings are made through partial reinvestment with the withdrawal of interest.
Next, you should protect yourself and get the deposit amount back as quickly as possible. 100% of the profit is withdrawn and the main amount is left for the time being. Now you only need to regularly withdraw half of your deposit and be mentally prepared for the fact that a scam will occur at any moment. Such a profitable strategy will allow you to receive a small income every day until the project is closed.
Immediately after investing, forget about your money
Don’t be fooled by the fact that every hype person you come across will pay you great interest rates. They all promise cosmic profits, but in reality very few administrators are ready to fulfill their obligations. Therefore, if you want to try your luck in HYIPs, then be prepared for a loss from the start.
After investing money, mentally say goodbye to it so that there are no deep disappointments later. Well, if the bet wins and you find yourself in profit, then treat it as a good bonus and luck, and not mandatory earnings. Separate article → what is scam and when will it happen?
How do most hypes work?
According to my calculations, the authors of HYIP sites spend 2 thousand dollars. to create a simple project and about 10 thousand dollars. to more serious investment sites. If successfully developed, the hype can bring more than $30 thousand in net profit. Often creators receive such large sums quite quickly and immediately stop working.
Artyom Vysokov
The author of the blog about SEO and making money on websites is Vysokoff.ru. I have been promoting informational and commercial websites since 2013.
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It is very important to track hypes with specific marketing goals. They usually allow you to return your deposits plus interest within one month.
There are cunning schemes for promoting investors for large investments. For example, the so-called “minimum wages” or “test plans”. The user is invited to make a deposit of a small amount up to $100 for a period of one to three weeks.
After successfully withdrawing interest, the investor trusts the project and makes a much more serious investment. The advantage of this scheme for those who want to earn money is that you can use the period of growth of the financial platform in order to invest an average amount and receive a guaranteed profit. The life of such projects is usually long.
What lines of behavior do the creators of hype have?
How to choose which hype to make money on in 2021? To begin with, you should thoughtfully reflect on the behavior of certain administrators. I have identified four types of strategies that the founders of HYIP sites adhere to.
- Pre-launch strategy . We are talking about cases when the authors of the project, even before its launch, promise mountains of gold and begin fundraising. This suggests that the creators want to recoup the cost of the hype plus a good income in the first month of its existence. Investors, as a rule, are left with nothing.
- Balanced strategy . About two weeks after the launch, the hype works without real investors. At this time, it creates the illusion of high traffic and a large number of attracted users. The next stage is active self-promotion on forums and blogs. This type of HYIP works for 2-3 months.
- Thoughtful, clear strategy . The site opens and begins to attract real investors, showing true statistics. Advertising is ordered only after several months of work, if bloggers themselves do not advertise for free.
- Stealth strategy . HYIP sites of this format have low-quality design and guarantee up to 30% profit per month. They also have an affiliate program that offers from 1 to 3 percent of profit for each attracted user. Such a project does not shout about itself and quietly waits until investors themselves begin to leave positive reviews on the Internet. Life expectancy is six months or longer, subject to a stable influx of investments.
If we talk about the most stable projects, these are the second and third types. Usually, the administrators of such HYIPs really achieve the favor of users by investing in systematic development.
Play for yours
One of the main rules of HYIPs says that you need to invest money that belongs to you personally, is not an important part of the family budget and will not lead you to bankruptcy if lost. This is a different amount for each investor, and if for you it’s $10, then you shouldn’t be sad at all - everyone starts somewhere. It’s better for you to invest your tweet than to accumulate debts and loans, and after a scam you will find yourself in a debt hole. Separate article → how much should I start with?
The HYIP industry knows many cases where an investor started with a small amount and earned a substantial capital. She also knows other cases - when people sold apartments and cars to invest in a super/top/giant project and were left with empty pockets. So never think that borrowing money will help you win back.
Detailed analysis of HYIP projects
What should a potential investor pay attention to first? How to understand which project is suitable for making money without losing your investments? To begin with, we will focus on those sites that allow you to withdraw your down payment. And now about the most important points in order:
- Launch date . This is the basis of everything, since you can only count on real earnings in projects that have recently started. The initial period of the site’s operation implies the least risks until the authors have collected the required amount established in the marketing plan. To find new HYIPs, it is recommended to follow the special news. websites and forums where announcements of the start of new financial projects usually take place.
- Country of origin . Recently, worthy projects have been launched in Europe, the USA and the UAE. It is more difficult to check foreign HYIPs, but you can earn more there. As for Russia and the CIS countries, there are a huge number of verification methods. Registers of sites are publicly available and it is always possible to find people who have already had experience working with a specific financial platform.
- Scope of activity . Nowadays, the most popular investments are in the gambling industry and various Internet startups. In addition, the sale and delivery of premium cars from Europe and the UAE is in demand. You need to try to calculate the real profit of the project. If it is close to the one stated by the creators of the hype, then you should think about investing.
- Profit percentage. Rates should be varied and tied to the life of the project. On average, a HYIP lives for about six months, which means you should invest no more than 3-4 months. After withdrawing your main deposit, you can be calm and receive pure passive income.
- Deposit and minimum withdrawal amount. On average, financial pyramids set the amount at $50. It is desirable that the numbers match.
- Possibility of withdrawing funds in different ways . The more payment systems are connected to the project, the more trust it inspires. This happens because each system puts forward a number of requirements for each site that connects to it. If there are many withdrawal methods, then the project satisfies most of the requirements and the chance of the first withdrawal of funds is much higher.
- Dispute resolution. The company's activities usually fall under the laws of the country specified in the offer. This doesn't really solve anything, but the less known the country, the more suspicious the HYIP.
Don't get carried away with reinvestments
With a good project that pays consistently, you want to stay longer, but as mentioned above, the longer the hype works, the greater the chance that it will be scammed. And by this moment you should be away from him.
Of course, it is not always possible to predict a scam in advance, and you risk leaving the project early, which will continue to work for many more circles in the future. But it’s better to risk an opportunity than your hard-earned money. Therefore, after making a profit, it is better to look for another project - the light did not converge on one hype.
Signs of an imminent demise of the hype
Every HYIP is finite and this must be understood once and for all. Most often, the end comes after 6 months, and with rare exceptions, projects survive up to one year. Usually the first alarm bell is received by an active investor, who is offered unnaturally favorable investment conditions at the very top of the advertising campaign. Most likely, such a proposal indicates that the user will no longer wait for payments. The end of the hype at this stage is just a matter of time.
After the service has collected the planned funds, the first payment refusals appear and the conditions for participation in the project will change in favor of the authors. Such actions cause panic among users who stop investing and soon the site stops working.
What you should look for in order to recognize the imminent end of the hype:
- Working hours;
- Advertising campaign activity;
- Investor reviews;
- Actions of hype partners.
If the project has a lot of positive reviews about successful first payments, with attached evidence (screenshots, videos, etc.), then most likely there will simply not be a next payment.
Let's take a closer look at the brightest signals of an imminent end:
- Rule changes. When the authors of the project begin to wrap up, messages appear from the site administration about changes in tariff plans, new payment systems and withdrawal methods, the minimum deposit and payment amounts change. Project durations often increase. This is explained by the fact that there is too much cash flow that the administration does not have time to process. After this, as a rule, the cheapest tariff plan disappears, and the conditions of the others supposedly become more favorable.
- Terms of use . Most often, any HYIP project begins to implement new rules and conditions for using the service from the very beginning. Users agree with them without looking, and in the end, it turns out that in this way they themselves signed not to make claims in the event of financial problems of the project. Or it can be even funnier: the site stops payments, and investors, it turns out, donated their money to hungry children in Africa and all this was spelled out in the new rules.
- Payment systems . By the end of the hype project, their list may be sharply reduced. Plus, the withdrawal commission becomes higher.
- Account verification . Stable practice of HYIPs. When you try to withdraw funds, the system requires account verification. This happens under various pretexts, for example, countering the financing of terrorism. If the amount is large, then verification is longer and more difficult. Then the funds in the account are blocked and the investigation continues endlessly. Simply put, they will feed you breakfast and blame the problems on payment systems.
- Legal problems . There has already been a case in history where the culprit for blocking funds was an alleged misunderstanding with the payment system. It’s useless to do anything and you won’t be able to get your investment back. Chain letters with threats or pleas are useless here. The admins just don't care about it.
What to do if the money is already invested?
The first thing you need to do is re-read the terms of your tariff. There are always detailed penalties for early withdrawal of funds. The fine amount is always high, from 40 to 50 percent of the invested amount. This move is designed to ensure that the user does not want to lose half of the funds and will wait for the full period specified in the investment plan.
Diversify risks
Any experienced investor knows that under no circumstances should you put “all your eggs in one basket.” HYIPs are associated with very high risks and by creating a deposit of the entire amount that you have, you are putting everything on the line. If you distribute money in several directions, then you will not only have a chance to earn something, but also the likelihood that profits in work projects will cover losses in scams.
Even if your entire capital is $100, they must be divided into deposits of $10. At the same time, it is advisable to invest them in HYIPs of different categories - fast, mid-range, low-income. Due to this, you will minimize risks and have a high chance of not being left with an empty wallet. Separate article → risk diversification .
The diversification rule applies not only to HYIPs, but also to the payment systems on which you store money. From time to time they also resort to scams or block wallets. If you store everything in one system, then in the event of any force majeure there will be very disastrous consequences. My advice to you: get at least a couple of wallets in popular EPS and keep your savings in different accounts. Article → which payment system to choose?
Investment strategies
Now let's talk about the most important thing. How can you still make money on such risky projects as HYIPs? So, you have chosen a project that meets the conditions set out in the article, and you have made sure that the site at this stage allows you to withdraw funds.
Strategy #1. Hit and Run
Popularly just “Heatran”. Translated from English as “hit and run.” In our case, a more suitable translation would be the meaning, namely: “grab and run.” The essence of the strategy is to overcome the thirst for excitement and be content with little. Invest, then return your contribution with small interest and simply forget about the project, no matter how much you want to continue. This approach is the safest. After this, another hype is found and the strategy is repeated according to the same principle.
The authors of HYIP sites are also not fools and try to put a spoke in the wheels of hitrunners as much as possible. Restrictions on investment periods and withdrawal limits are introduced.
Strategy No. 2. Tracking
A method for cunning people who calculate their moves in advance. The point is to devote a long time to studying the project: monitoring news, user reviews, communicating with investors. If there is enough evidence of the adequacy of the fund to decide to invest, then do it. When the profit reaches the average or maximum level, you must immediately withdraw money.
This strategy is for thinking and patient people who, like hunters, study the prey and make a powerful attack with a minimum of risks to themselves.
Strategy No. 3. Overclocking
The essence of the method is that the user invests a fairly large amount of money. Then, when the hype is at the peak of its development, the main deposit is withdrawn and only the interest remains on the account. After this, you can continue the game without fear of losing commissions.
Strategy No. 4. Reinvestment
A scheme of action that is only suitable for proven and long-lived platforms with regular payments.
The investor makes a deposit, and after a few months withdraws all the funds, along with interest. Next, you need to invest again, only the profit you have already earned. After some time, withdraw all the money again. You can continue this way until the end of the hype, and if you leave untimely, you will only lose a small part of the money. The only problem is that it is very difficult to find such a good and honest project on which to apply this scheme.
Rules for investing and earning money
There are four basic rules for HYIP investors. Knowing them is essential for successfully making money on financial pyramids.
- Don't invest your last money. Giving away funds on which the overall well-being of your life directly depends is the most unwise and dangerous step. Even if it seems that the case will work out in any case, something may go wrong. Usually this does not lead to anything good and people even lose their apartments.
- Say “STOP” in time. Most likely, it is greed that leads people to the desire to cash in on freebies and receive passive income. But in such a risky business as making money on HYIPs, greed is the most terrible enemy. If you don't stop in time, you might just end up with nothing.
- Do not take out a loan to invest. This seems like an obvious rule, but many people don’t follow it. For some otherworldly reasons, it is credit funds that most often pass into the hands of fraudsters. And in this case, you will have to deal with banks, which is much more dangerous than investing your hard-earned money.
- Don't stop at one project. Always divide the invested amount into parts and use them in different projects. In case of failure on several platforms, part of the money and profits will still remain and compensate for the damage.
Summary
To summarize, I want to say that today you have become acquainted with a rather small, but very important set of rules for investing in highly profitable, and therefore high-risk, programs. Stick to them, make them a good habit. Then working with HYIPs will become a real “gold mine” for you, and not an offensive loss of money, as for 90% of newcomers to the investment world.
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