Top 30 best ways to get money for free

Ways to get a lot of money quickly

How to get 10,000-20,000 rubles for free, quickly, without credits and loans? In general, the amount can be any - it all depends on you. However, in such situations, start by trying to earn extra money . Additional income can be a good financial support.

Freelancing

You can perform a huge range of work remotely and without concluding an employment contract - translations, accounting, writing texts, design and much more. You can look for part-time jobs on stock exchanges or specialized platforms. Performers take payment in advance or after delivery of the project.

Prices are very different - they depend on specialization, project features, volume, complexity of work. So try it.

Programmers earn from 5-10 dollars per hour , designers charge from 3,000 rubles per project, one website costs at least 20,000 rubles.

The fastest way to get money is for writing articles; the price tag starts from 25 rubles/1000 characters (copywriters’ earnings vary greatly and depend entirely on the author’s qualifications).

Infobusiness

The next way to get from 200,000 rubles. and more - the so-called information business. In this case, much will depend on your skills and ability to sell a unique product. Uniqueness is a relative concept; in commerce, most likely, you need to be able to present something as unique.

Prices vary, the wider the audience, the more profitable. The advantage of this method is that you can take an advance payment (and this is real money).

The most popular options for implementing information business are training courses and webinars. One lesson costs from 500 rubles , selling a course costs at least 3,000 rubles (but you will need to promote yourself).

Related material: Top 18 best machines for business in the garage

Tutoring

A good option for teachers and people with certain skills and knowledge is to teach others . To work as a tutor, you don’t have to be a professor, you just need to know something and be able to teach.

preparing schoolchildren for the Unified State Exam , and the demand for their services is high due to competitive prices (famous teachers with experience charge more).

greatest demand. The price tag for an hour of classes ranges from 300-500 rubles to 1000 rubles.

Financial exchanges

You can get money for free (but not crazy) on the stock markets. Investments may be minimal, but in this case, you won’t be able to raise a lot of money. It is not worth making this source of income the main one due to its average stability. The main requirement for a trader is knowledge of economics. Buy stocks, bonds, invest in securities.

This is a place where you can get 500,000 rubles urgently, but only if you have the appropriate skills.

Handmade

Ideas for creative people to make money by making and selling various souvenirs, trinkets, and desserts. Knit, embroider, make soap, make pies or gingerbread houses - in general, whatever you have a predisposition for, will do. The main thing is to think about ways to promote your products so that there are enough customers.

The price tags here are very different: from 50 rubles for a beaded bracelet, from 1000 rubles for a knitted sweater, from 2500 rubles for a natural cake and from 100 rubles for handmade soap. To estimate earnings, study competitors' offers.

Joint procurement

A good part-time job that involves cooperation with wholesale stores . The purchasing organizer buys goods at wholesale prices for his clients and sells them at a premium . The method is effective and correct - good organizers raise considerable sums in just a few days. But to do this quickly, you need to have a name, proven channels, and an established customer base.

Experienced organizers easily make 50-60 thousand rubles a month or more.

Any part-time jobs hourly

You won’t be able to get 10,000 rubles so easily here, but you will get the money urgently without any unnecessary problems. For the services of cleaning, babysitting, opinion polls, and handing out flyers, they usually pay right away, and the work is not dusty. Choose a reliable employer and find out what vacancies are available today and tomorrow. Make sure payment is due immediately.

The average rate per hour is from 200-300 rubles.

Collection of scrap metal, wood, waste paper

They won’t give you a lot of money here, but you are guaranteed to receive it immediately after applying. Take your unnecessary trash to a collection point and check in advance which ones are available in your area. The main disadvantage of this method is that it is not particularly profitable; it costs no more than 100 rubles , but the price directly depends on the type of raw material.

Donate blood, plasma, sperm

But we are not talking about voluntary donation, but about donating blood for money. The payments are small, but you will receive at least 500 rubles with lunch. You cannot donate blood more often than once every couple of months, although the check may not be strict. Plasma is also accepted - once a month from one person. The payment amounts are the same. Typically 2 additional days off from work are provided.

It is most profitable to donate sperm - here you can earn 200,000 rubles or more per year for free.

Online earnings

We're talking about comments, polls, writing reviews. Income can be received with daily payments, so it is a great option for quick income. Simple work is inexpensive, but if you know more (translate, do layout, etc.), then you will earn much more.

You can make 50-100 rubles in half an hour from reviews and surveys.

Sell ​​some of your personal belongings

In order to quickly sell something valuable, you need to significantly reduce its real value. This especially applies to the sale of household equipment, transport, real estate, and so on. It must be remembered that even when selling a completely new item, it is already valued as a used item.

For example, a completely new car purchased at a car dealership, having driven literally one hundred meters from the place of sale, will lose fifteen percent in value.

You can put an item up for sale online on specialized bulletin boards. Today Avito is very popular.

What you can sell on bulletin boards:

• clothes, if they are in good condition;
• antiques;
• gramophone records;
• brands;
• coins;
• books;
• equipment and electronics;
• and indeed anything.

Where to borrow money urgently

Almost anyone can find an amount of about 20-50 thousand rubles Let's look at the main options.

Banks

The easiest option is to get a certain amount urgently. Do you need a consumer loan or credit card? In the first case, you will have to wait for the application to be reviewed, but many financial institutions have begun to issue non-targeted loans during business hours .

A credit card is a more convenient and cheaper option due to the presence of a grace period; it is especially good if it has already been issued and the limit is open. You can borrow urgently from a credit card in cash or by bank transfer, but when withdrawing money from ATMs, a commission of about 4-5% of the total amount is usually charged.

Banks lend from 5 to 500 thousand rubles, more only for the purchase of housing or on collateral.

MFO

Leaders in the rating of credit institutions that provide urgent loans. Here they will not require a large package of documents from you, and they will not make you wait long for an answer. On average, the amount needed by the client is issued within an hour on a working day. Payment methods: bank card and cash. The first limits are not very high; with repeated applications, an MFO client can request amounts from 20 thousand rubles. There are many microcredit organizations that allow you to borrow urgently 10,000 rubles and a large amount, the conditions are different.

Compare offers to choose the one that is best for you. Some offices give test loans to new clients at 0% (read how to get money for free on the website of a specific microfinance organization).

Pawnshops

If you urgently need a loan and have something to pawn, go to a pawnshop. Not everyone will be accepted here, but you can ask. They usually pawn household goods, digital equipment, jewelry, and some other material assets. They give no more than half the cost in hand; after the loan period expires or earlier, the item can be returned by paying the amount of the debt with interest .

Where can I get 500,000 rubles urgently and will they give me that much at a pawnshop? Only if you pawn a good car - for rings and other jewelry, phones and household appliances, the price is much less (from 1000 rubles).

Private lender

Private individuals issue loans to everyone at interest . There are no special pitfalls here, but a lot will depend on the honesty of the lender. Plus, if you urgently need a large amount of money, you will need to provide collateral. Money is borrowed for a certain period of time, repayment schemes can be different, prolongation is usually not provided.

Amounts are usually issued from 30 thousand rubles.

Brokers

These are intermediaries who help you quickly borrow 500,000 rubles or another amount from a bank, microfinance organization, or private individual. Their services cost money, but you will receive a loan very quickly and virtually guaranteed. When you urgently need money and all the main options have already been tried, you can turn to a broker for help. This, of course, is not an option to get an amount of about 10,000 rubles , since brokers take on large loans (from 50,000) and require 10% of the loan amount for intermediation.

P2P

A separate online lending format. P2P portals are specialized resources for finding borrowers and investors. The site acts as a mediator and arbitrator; a percentage . On the portal you can see the rating of participants. The first lending is done by the site itself; only if there is a positive return on the loan, the client will be provided with an investor. The amounts are the same as in microfinance organizations ( from 10-20 thousand rubles ).

Contact friends and acquaintances

You can only find money among your friends if they have it, and you don’t owe it to everyone around you. But you can try - after all, in friendship, interest is usually not provided. The amount depends on the generosity of your social circle.

Apply for a loan at work

Try contacting your current employer.

Many company owners are willing to accommodate their employees by lending money to pay their salaries.

Another option is to ask for a bonus or advance ahead of time. Employers rarely give more than a couple of salaries, so if you urgently need a very large amount of money, look for other options.

Electronic money

The WebMoney system has its own lending service for certified users. If your certificate is higher than the initial one, submit an application in the internal lending service “debt.vembani” , get answers from lenders, evaluate the conditions, if everything suits you, then sign an online agreement. The loan is transferred to an electronic wallet.

Loan amount from 1 to 100 dollars ; to take out more, you need to have an established credit rating within the system.

Credit communities

This is also a working option on how to get money. Here they won’t give you a lot quickly, or just like that, but why not try. Credit communities are groups of private investors who provide loans at interest. Most likely, you will be asked for collateral, collateral, as a guarantee of return of funds.

Loan amount – from 25 thousand rubles.

Microloan

This is a good way to quickly borrow a small amount of money.

A microloan is a loan for a small amount, usually no more than thirty to fifty thousand rubles, for a short period of time, usually about one month from the date of registration of the transaction.

To register, you only need to have your passport with you. The interest rate will depend on the amount borrowed and the time of repayment of the loan.

This is a good option if you need money right now. Today there are many companies that can provide such a service. However, it should be noted that you can only work with the most reliable and one hundred percent proven companies that provide clear conditions for cooperation and a transparent scheme for receiving money.

Advantages

1. It takes very little time to complete the registration. An application can be completed in a couple of minutes and there is no need to spend a lot of time collecting certificates and documents.
2. No guarantors needed.
3. There is no need to state the purpose of the loan.
4. Possibility of receiving cash via the Internet. There are organizations that provide the opportunity to transfer money to your bank card via the Internet. You don't have to go anywhere. Loan repayment occurs through online accounts of different payment systems.
5. Easy to obtain.

If you find it difficult to work with electronic payment systems, you can contact the microfinance organization closest to you. In this case, the processing and issuance of a loan also happens very quickly.

Important Tips

1. Money must always be given on time. For late payments, the system charges more interest.
2. No need to take more. Take only the necessary amount. Do not give in to the persuasion of company employees that, for example, taking ten thousand will be more profitable than eight. If you fail to repay the loan on time, this difference will grow into a decent amount.

Financial assistance to those in need

You can also ask the state for help. However, this issue cannot be resolved in a day.

Main programs at the state level:

1. Payments to the unemployed. To get money, you need to register with the employment center, go to interviews, and improve your qualifications. The payments are not luxurious (about 3-8 thousand rubles ), but you can live. To register, you will have to collect certificates.
2. Subsidies . You can save a lot on utilities. Russians pay a lot per month for an apartment or house, and subsidies will help reduce costs. You also need a lot of certificates, applications are processed within a period of 10 days. You can save up to 60% of payments.
3. Money for business development. If you fall under the terms of the program, you can receive government support. It is intended for medium and small businesses. To get money, you need to have a working idea and be able to present it in such a way that they want to give you money for it. But first, check your tax debts; if there are debts, the business plan will not be accepted for consideration. They give different amounts - from 100 thousand rubles .

Credit card

It happens that they don’t give you a loan because you have a bad credit history, etc. A credit card can help here because they have fewer requirements, but higher interest rates if you fail to repay the debt on time.

Credit cards have a big advantage! You can use the money interest-free for up to 50 or 55 days. Those. If you repay the loan within this period, the bank will not charge interest.

The downside is that withdrawing cash is not entirely profitable; interest is charged for this.

A credit card can be issued at any bank, but the most popular in the credit card industry is Tinkoff Bank.

What ways to make money quickly should you not use?

There are many ways on the Internet where you can get a million rubles for free, but most likely it’s a scam. Any conditions that are too tempting or easy money are often associated with fraudulent schemes. You should not try yourself in such “business” or “charity”:

• sending letters about receipt of inheritance with a request to transfer payment for paperwork;
• assembling pens, toys, gluing envelopes (an old deception scheme);
• retyping texts (no one needs such services);
• messages about winning a car or a large sum of money;
• Internet sites with unique offers for super-fast earnings.

There are many options for deception, but they have the same principle - in order to get a certain amount of money or the opportunity to earn money, you first need to make an advance payment. Do not do this under any circumstances!

Sell ​​or lend your existing jewelry to a pawnshop

Every person has some valuable jewelry or equipment that can be taken to a pawnshop. Such establishments most like to work with gold items, jewelry or antiques. Some organizations of this kind can accept not only gold and jewelry, but also mobile phones, various equipment and even cars.

Important Features

• Only adults can perform transactions. You must have a passport or document that matches your identity with you.
• A fee is charged for storing items.
• Repayment occurs only after payment of the entire amount and interest on the loan.

Pawnshop is a good way to get money. With this method, its main drawback is that the items handed over will be valued below their real value.

Donation

Being a donor is not only an honor, but also profitable. However, you must remember that donating blood too often can cause great harm to your body. In addition, blood is accepted only from absolutely healthy people.

Every person who donates more than forty liters of blood receives the title “Honoured Donor.” He will be entitled to monthly payments, visits to doctors without waiting lists, and even a vacation in a sanatorium once a year. Well, that's as far as I've heard. I didn’t pass it myself ;) A classmate passed it during his student years and told me about it.

Perform one-time (temporary) work

The site already has an article about part-time work in your free time. There are options for part-time work and where to look for them on the Internet.

It’s quite easy to find such a job in any city. For this purpose, there are a lot of special Internet projects on the Internet where job advertisements are published. It could be:

• Part-time work as a helper at a construction site.
• Cleaning the premises.
• Working as a delivery courier.
• Earn money by writing custom articles.
• Part-time job as a waiter.
• Collector of furniture.
• Working as a dedicated manager. Such work may include taking orders, recording calls, and so on.

If you are a narrow specialist in some industry, then this will be a huge plus. For example, if you speak foreign languages, you can translate text from Chinese into Russian. This kind of work pays well. You won’t be able to earn a lot of money, but you won’t need to borrow money from anyone or take out a bank loan.

Credit Union

This is an organization that was created for mutual lending. Money is provided by pooling cash deposits from other members of the credit union. Such organizations give out money for almost any purpose: training, treatment, purchase of household appliances, and so on. The collateral for the loan can be real estate, a car, or furniture.

A credit union has several advantageous advantages over banks. They are more loyal to borrowers. If you are unable to pay your loan on time, you may be able to provide a reason for the delay and no penalties may apply.