My online tariff from VTB broker without depository fees

The concept of a depository

The term “depository” means several definitions at once. One says that this is an individual who is engaged in the custody of securities. Another is a special place that clients trust to store their securities under special conditions.

List of services provided

VTB24 not only deals with the storage of valuable documents, but also provides this service to clients on especially favorable terms:

• storage of valuable documents in accordance with the signed terms of the agreement;
• provides settlements on securities;
• debits and credits payments;
• reflects transactions on collateral;
• makes payments of dividends and interest;
• repays obligations on securities and converts them;
• carries out transactions with securities on the stock exchange;
• deals with taxation issues on transactions with securities;
• is engaged in defending issues regarding the right to own securities (securities).

The company offers its clients a whole range of financial services related to the storage and accounting of securities.

Information support of the depository

The advantage of using a depository at VTB is prompt information support for the client. This means that he will receive timely notifications on all operations related to the storage and disposal of securities.

Depository services

Advantages of using VTB services

VTB clients enjoy the following benefits when cooperating with the bank:

• VTB has confirmed its stability and stable financial position over the years of its uninterrupted operation. Only verified clients cooperate with the bank. Interaction with such a large bank only adds to the solidity of the company or enterprise.
• Only highly qualified specialists work here. They not only carry out accounting and storage of securities, but also monitor on an ongoing basis indicators of their financial stability in the stock market. The department’s employees help not only to preserve (valuable) papers, but also to increase the client’s well-being.
• The bank offers its clients the opportunity to receive comprehensive services for a variety of financial transactions, so there is no need to seek advice from third-party organizations.
• VTB Depository offers its clients only favorable conditions for mutual cooperation.
• VTB Group and its member bank VTB24 have all the necessary permits and licenses to carry out operations for the storage and disposal of securities.

Choosing the right VTB office

It so happened that VTB VTB is different. Not all offices will allow you to implement your plans. Therefore, go to this page and look for the nearest or most convenient office. Just keep in mind that you will have to go there at least a couple of times. The maximum, of course, can be anything.

After that, choose a convenient day and go to the office. Don’t forget to take your passport with you (they will photocopy it a lot and completely), tax identification number and phone number (you will receive an SMS on it, the code must be provided to the specialist). Also remember your email address - E-mail, which will be entered into the System; Various notifications will be sent to this address.

And the further narration comes from my name.

What was surprising was that they did not charge me any money for all the procedures. At all. But, just in case, I had 1000 rubles with me and a Sber card from which I could withdraw cash.

Depository services from VTB 24

VTB24 is a subsidiary of the VTB Group. The bank specializes in servicing individuals.

The VTB 24 depository offers slightly different services for the disposal and storage of securities, unlike VTB:

• To open and maintain an account, the client can use the services of a personal manager.
• Various types of securities are stored.
• Agreements of various forms can be concluded for the account trustee.
• Interaction with domestic and international depositories.
• Funds credited to the client's account using a depository.
• Promptly providing the client with information regarding all transactions occurring with his package of securities.
• Timely control of all client documents received by the depository.
• Implementation of blocking of a certain part of the papers when making a pledge.
• Possibility for the client to purchase special services.

Lawyers' recommendations

In a situation where you become aware of information about problems in the activities of your depository, first of all, contact the depository directly, and also study information from open sources: the depositary’s website, data from the website of the Unified Financial Market Portal.

If the depository's license is suspended, you can begin searching for and selecting a new depository. At the same time, monitor the status of the current one.

Perhaps the reasons that led to the suspension of the license will be eliminated.

If for a long time (1 month or more) there is no movement to restore the license or the license is finally terminated (cancelled), then we recommend promptly concluding a new depository agreement with a new depository and issuing an instruction to the current depository to transfer the bonds there. Investor activity in these matters is encouraged.

Photo: lifeisphoto.ru

If the investor missed the moment with the transfer and did not enter into an agreement with the new depository, there is no need to panic either. The bonds will be transferred for their subsequent storage to the central depository. That's where you need to look for them.

At the time of storing bonds in the central depository, you have the right to submit an application and instruct the central depository to transfer your bonds to another depository with which you have a depository agreement.

Thus, liquidation, cessation of business or loss of a depositary's license will not deprive the owner of the bond of ownership of them. The bonds will be transferred to another depository.

The key thing: all these events are not critical, they just may require additional time investment from the bond owner.

Specialized depository

VTB offers its clients this service with special conditions, it is called a specialized depository. Unlike the usual set of services, a specialized one can take part in managing the financial affairs of companies and enterprises. This service is of great help to large and small companies.

The bank gives its clients the opportunity to use depository services for mutual funds. The owner of the unit can not only store securities (valuables), but also use the help of a personal agent to manage them.

A full list of special depository services is available on the official website. bank website.

You can learn more about the list of specialized depository services on the bank’s official website. Here is information about what types of securities are taken to the depository for storage and management. You can also register your personal page on the official website, which tracks all client transactions.

In addition, the site has all the necessary details; it contains information about all its branches with telephone numbers, postal addresses, and details.

Installation of OLB4 and QUIK programs, key generation

Now comes the tedious part that you have to do yourself. But first, we wait for SMS and letters about connecting and activating everything we need. It takes 1.5-2 business days. I received 3 notification letters: about the execution of the order for the Brokerage Agreement, about the opening of a brokerage account and about the opening of a Depo account.

Now you can start creating an electronic signature in OLB and a pair of keys (public and secret, they are also public and private, respectively) in QUIK.

Installation and activation of OLB4

1. Download the program from this page. The link is called: Download distribution OnlineBroker4
   .
2. We install. There shouldn't be any difficulties.
3. Go to the MessagePro Electronic Signature page. Scroll to the middle, look for the item “Instructions for registering an electronic signature in OnlineBroker4.x” and download/open the file e-signGuideOLB.pdf
4. We launch the program and do everything according to the instructions. Don’t be afraid in advance, everything is written out clearly, even I understood it.
5. We reach the point about the need to sign a set of documents at the Bank (currently in the instructions this is page 5) and with a clear conscience we close the program.

Installation and activation of QUIK

1. Download the distribution from here (file quik.exe).
2. Let's launch and install. There shouldn't be any problems here.
3. Now we generate the keys.
4. When the keys are ready, send an email to [email protected]
   with the subject
   Public Key Registration
   .
   Immediately put in the open ( public
   )
   key
   , in no case secret!
   In the letter itself we write name
   and
   agreement number
   (the same one as indicated on the Notice).
5. We are waiting for confirmation. In my case it took less than 20 hours.