WHAT IS HAPPENING TO FINBROCK?
When investing in various LLCs and CPCs, citizens always expect to receive their interest on the use of the company’s funds. One of such organizations is Financial Broker Finbrok LLC
- a lot of money was invested in this company by a large number of people, but no one was able to withdraw it.
WHEN DID FINBROCK STOP PAYMENTS AND WHAT IS HAPPENING NOW?
Investors began to complain that Financial Broker LLC
stopped issuing funds to clients and paying interest from January 2021.
Despite the fact that many dissatisfied customers continue to contact the company both in person and by phone, this does not bring results, no one answers the calls, and all offices are currently closed. After the company stopped paying clients and closed its offices, nothing important happened to this organization, except for a general meeting of depositors in June of this year, where, according to the organizers, executives were invited. However, in fact, all this is an illusion created in order to delay time and, in the end, cease to exist. Below are the details of the organization: Limited Liability Company "Financial Broker" Legal address:
119034,
Moscow , st. Lev Tolstoy, 5/1, building 1. INN:
7743650869
KPP:
770401001
Current account:
40701810494000004724
Bank:
GPB (JSC), Moscow BIC
044525823
Correspondent account:
30101810200000000
823 OGRN:
1077757714913
OKPO:
81491511
IS THE ACTIVITY OF FINBROC LLC INSURED?
Often depositors do not see the difference between the closure of a bank, MFO and CPC, so when a bank loses its license, the DIA handles payments to depositors, but when an MFO or CPC is closed, the DIA does not have such a right - at best, your deposits are insured in small companies. However, you should not count on payment of compensation, because all this is a hoax: practice shows that not a single bankrupt CCP, including Finbrok, paid insurance to depositors. If you are promised payments using the company’s capital or reserve fund, then you need to understand that you have contacted a financial pyramid, since there are no such articles in the legislation of the Russian Federation.
WHAT DO AFFECTED CLIENTS SAY?
Dissatisfied with the work of Financial Broker LLC
clients leave negative reviews: “I entered into a loan agreement with this company in 2021, after the expiration of the agreement, 21 days later, the money was not returned to me.
They feed only promises, only empty words, I even had a chance to talk on the phone with the director of the company, Mustafin A.R.
, who promised to start paying, but never fulfilled his promises.
On November 21, 2017
, a claim was submitted to the central office with the wording to return the loan amount by the end of the week, if this does not happen we will go to court.
Investors or ordinary people who have extra money and who want to use it profitably, I ask you to refrain from going in due to the current circumstances, and it’s time for those who have already invested money in this company to think about it..."
DECEPTED DEPOSITORS – A COMMON PHENOMENON
Before choosing which microfinance organization or CPC you want to work with, you need to familiarize yourself with each of them in advance, because you are investing your money and a situation may arise when the deposit is not returned to you, as is the case with a Financial Broker. It is necessary to study all the details of working with such organizations, become familiar with the procedure for investors to act in the event that they are deceived by an MFO or CPC. Often, ordinary citizens who do not have special knowledge in the field of jurisprudence cannot independently search for a bona fide organization. To do this, our professional lawyers who have extensive experience in dealing with financial organizations that do not pay funds will help you. We will tell you whether you should trust this or that organization if you call +7 800 500 3961
HOW TO WITHDRAW A DEPOSIT FROM FINANCIAL BROKER LLC?
We, in turn, do not recommend investing in FinBrock LLC
, because when working with this company, you risk losing a large amount.
If you are one of the victims of the actions of this company, then in order to withdraw your money, we recommend contacting our professional lawyers. It is quite difficult to resolve a conflict without the help of a lawyer due to the lack of special knowledge in the field of jurisprudence among ordinary citizens. Our specialists are ready to conduct a free consultation with you and explain exactly what you need to do to get your money back in full as soon as possible and at no extra cost. In order to ask questions related to the return of a deposit from Financial Broker LLC
, you can call the number: +7 800 500 3961
Financial Broker – pyramid finbroc.ru reviews
collected a lot of negative feedback from investors. Over the past year, the number of deceived investors has increased tenfold. Let's not be unfounded and try to understand the situation. Today the website www.finbroc.ru celebrates supposedly 11 years of “successful” activity. However, this is NOT true. The domain name was registered in 2007. The site started working only in 2009. This is just the beginning.
It’s interesting that the project was originally called FinBrock LLC. The company was looking for options for loans and borrowings to clients. The company worked within the framework of an “affiliate program” - mediation between the client and the bank. Two years ago, in 2016, the project changed its name to “Financial Broker”. The range of services has also been expanded. In addition to credit intermediation, investment services have been added...
Website address The website is located at: https://www.finbroc.ru E-mail: [email protected]
The essence of the project Thus, I began to collect money from investors. In principle, it is the expansion that can be called the beginning of the formation of a financial pyramid. Less than a year had passed since the “first swallows” flew, which seemed to hint at an obvious “pyramid”. Please note that the project has what it takes to create the perfect image of a “successful” investment platform.
Actually, the “empire” of fraud collapsed in 2021. So, on September 21, 2021, a criminal case was opened due to non-payment of wages to employees. However, before “starving” the employees, they managed to rob about 2,500 people. In principle, this money should have been enough to pay wages to at least the employees. But the owners decided not to share!
It should also be noted that about 900 lawsuits have been filed against. And by August 8, 2018, about 900 criminal cases were initiated due to non-payment of funds to investors (Part 2 of Article 145.1 of the Criminal Code of the Russian Federation). By that time, the number of defrauded investors exceeded 2,000 people. It is strange that none of the investors inquired about whether the company had a license from the Central Bank of the Russian Federation. However, also the legality of these investments.
It is important to emphasize that Deputy General Director, Ilya Loginov, indicates the amount of debt at 4.5 million rubles. At the same time, neither the company nor the investors take into account the laws. Firstly, there is a provision: “microcredit companies (MCCs) do not have the right to attract funds from individuals who are not their participants, shareholders or founders” (c). This means that the project did NOT have the right to take money from individuals.
Secondly: “the minimum amount of equity (capital) of a microfinance company must be at least 70 million rubles” (c). This means that there should not be any problems with payments, given the presence of a minimum capital of 70 million rubles. Do you agree, what is 4.5 million rubles with such capital? This means there was NO capital. Result - all around, run around LIE!
The essence of the scam What do we get as a result? I sucked! This means that the “pyramid” began to collapse. If before attracting investments, the project was staying afloat, now everything has gone to pieces. Just imagine how this company will pay/sue/deal with 2,500 (+employees) people?! However, watch the news on our website and be the first to know about scammers!
Conclusion We strongly DO NOT recommend working with!
The expert told how to resist fraudulent brokers
MOSCOW, May 26 — PRIME. A call from an unknown number or a message in a messenger from a representative of a “successful financial organization” with “international roots”, but without a license from the Bank of Russia for legal financial activities in the Russian Federation should alert the recipient of the message, a senior lawyer in the practice of banking and financial law, capital markets at Advokatsky told RIA Novosti Bureau "Egorov, Puginsky, Afanasiev and Partners" Maxim Baryshev.
Telephone scammers steal up to 5 billion rubles a month from Russians
“When you receive a call or message from a representative of a “financial organization,” it is recommended to clarify where he got your personal data from and whether the financial organization has your consent to provide advertising. You should also clarify the name of the financial organization, its OGRN, the number and type of license of the Central Bank of the Russian Federation of the financial organization that applied,” he says.
Perhaps, already at this stage, the conversation will stop on the initiative of a representative of the “financial organization,” the expert adds.
It is possible to identify a fraudster and dishonest advertising of financial services if a representative of a “financial organization” gives unconditional guarantees of the efficiency of the broker (Forex dealer) or the profitability of investments in a financial instrument, and also conceals information about the high risks of investing, the lawyer notes.
One should be wary if a representative of a “financial organization” advertises foreign financial instruments that are not allowed for public placement or public circulation in the Russian Federation, or complex financial instruments, without asking the recipient of the message whether he has the status of a qualified investor, Baryshev points out.
“Perhaps they will try to find out from you your logins and passwords for Internet banking, your personal account on the website of a financial organization (broker, management mutual fund, etc.) or in the Unified Identification of Logistics (Government Services Portal). In this case, we are talking about such a common type of Internet fraud as “phishing,” the purpose of which is to gain access to confidential information and user data - logins and passwords,” the expert also says.
“In this case, you need to be vigilant: do not open links (online web services or SMS) of dubious content coming from such financial organizations. Phishing emails that imitate various well-known systems of financial organizations may contain images that are no different from the logos of real brands, websites or corporate styles,” he points out.
Hired managers were placed under house arrest in connection with fraud case
As Kommersant learned, three defendants appeared in the criminal case of fraud. At the request of investigators from the Main Investigation Department of the Main Directorate of the Ministry of Internal Affairs for Moscow, the Tverskoy District Court of the capital placed under house arrest three managers who, on behalf of the LLC, entered into loan agreements with the company’s clients. The leaders of the latter hid from clients, stealing more than 2.5 billion rubles, received under the promise of high payments. The defense believes that the girls, one of whom even quit the brokerage firm before his management committed crimes, simply decided to make them extreme in this high-profile story.
The Ministry of Internal Affairs for the Central District (CAO) of Moscow opened this criminal case back in August 2021 under Part 4 of Art. 159 of the Criminal Code of the Russian Federation (fraud on an especially large scale) against unidentified persons. Then the defendants were identified: it turned out that about a year earlier, Alexey Mustafin and Alexander Dribenets, who had previously been convicted of fraud, entered into a criminal conspiracy and organized the Financial Broker LLC office on Lev Tolstoy Street, 5/1, which is three houses from the prosecutor's office and the department of the Investigative Committee for the Central Administrative District, raising funds from citizens for loans with high interest rates, supposedly for investment in profitable projects, and then they stole the money. Based on these facts, 231 criminal cases were initiated, then they were combined into one proceeding.
Now there are about 750 victims in the case, who suffered damage in the amount of 150 thousand to 3.7 million rubles. And in total, according to the claims filed by the Financial Broker clients themselves, they were deceived by 2.5 billion rubles.
Despite the scale of the fraud, the police actually missed their organizers. On April 22 last year, Alexey Mustafin was summoned to the Ministry of Internal Affairs, where he was interrogated for the first time as a suspect - seven months after the first fraud case was opened. However, despite the fact that the defendant was facing a ten-year sentence, the investigator immediately released him on his own recognizance and proper behavior. When the investigation caught sight of Alexei Mustafin in May, the suspect had already disappeared and he was put on the wanted list. And a month later, in June 2019, Alexander Dribents was put on the wanted list, who also disappeared in an unknown direction. They were never found, although, according to the testimony of some witnesses, Alexander Dribenets continues to collect money for a new fraudulent project, now in Crimea.
Such an investigation, naturally, did not satisfy numerous victims in the case, who filed complaints about red tape and violation of all possible reasonable deadlines for the investigation to the leadership of the Russian Ministry of Internal Affairs and the Prosecutor General's Office. As a result, the case was transferred from the district police to the Main Directorate of the Ministry of Internal Affairs for Moscow, whose investigators, as noted by victims and lawyers, instead of intensifying the search for the escaped organizers of the fraud, detained three hired managers of the company, whom the Tverskoy District Court placed under house arrest.
Unlike Alexey Mustafin and Alexander Dribents, the women had previously regularly attended all investigative actions, talking in detail about their work at the LLC.
According to investigators, three female managers also participated in a criminal scheme aimed at fraudulently stealing citizens’ funds, since it was they who, on behalf of the “Financial Broker,” entered into loan agreements with clients, which means, as investigators believed, they were also “in share” times they promised to fulfill obviously impossible obligations under contracts.
“This position of the investigation is erroneous and is completely refuted by the evidence collected in the case,” believes, in turn, lawyer Mikhail Osherov, representing one of the prisoners, Irina Kolentseva. According to him, the managers did not have access to the funds received under the loan agreements, did not manage them and did not determine how to spend them, but simply fulfilled their duties in accordance with the employment contracts concluded with them, without knowing the real financial situation of the LLC. “In fact, they, just like the defrauded investors, were misled about the criminal activities of the company’s leaders,” says defense attorney Osherov.
The managers, he noted, entered into loan agreements not on their own behalf, but on behalf of the “Financial Broker” on the basis of a power of attorney. At the same time, they did not and could not bear personal responsibility for the return of borrowed funds to the lenders, since, according to Art. 807 of the Civil Code of the Russian Federation, it is assigned to the LLC, which the defendants did not manage. The managers could not verify the authenticity of the company's management's promises, since they did not have access to the company's financial documents and did not keep its accounts.
It should be noted that it worked successfully for ten years, from 2007 to 2021; loan arrears began only after that.
According to the defense, the managers, seeing how from year to year the LLC’s regular clients enter into loan agreements and consistently receive good interest rates on them, could not foresee that with the arrival of the new director Mustafin, the company could go bankrupt and its obligations would not be fulfilled. Moreover, lawyer Osherov noted, Ms. Kolentseva left the company in December 2016, before Alexey Mustafin joined it, that is, before the period of criminal activity began.
Currently, only one of the LLC’s managers, Alexey Mustafin, is being charged in a criminal case in absentia (Alexander Dribenets was the founder of the company). However, in addition to him, in 2017–2018, four more people acted as general directors of the Financial Broker, but the police did not give a legal assessment of their actions, unlike female managers.
Nikolay Sergeev
