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23.06.2016
The Qiwi payment system today is one of the most widespread and convenient for conducting financial transactions not only online. But, unfortunately, it also has its small shortcomings. One of the inconveniences when working with the system is that the main page does not display the dollar exchange rate for Qiwi for today. Meanwhile, the American currency is in great demand as the main reserve fiduciary monetary unit. Although for some users who actively make payments in foreign currency, this information is very relevant. Let's figure out how you can quickly find out the current exchange rate on Qiwi against the ruble.
How to find out the exchange rate in Qiwi?
The first step in exchanging dollars and rubles is always to find a favorable rate. To understand whether it is advisable to transfer money from one currency to another on Qiwi, you need to familiarize yourself with its internal exchange rate.
It can be done like this:
- Go to the official Qiwi website.
- Visit “Help”.
- Go to the “Questions and Answers” section.
- In general questions, find “Where to find out exchange rates.”
You can also find this information in the bank cards block . Below, after the card data, the current rate is displayed at which you can exchange currency online.
The exchange rate for the dollar, ruble and other money in the Qiwi system is set by Qiwi Bank daily and applies to all internal processing operations.
Why find out the current rate
Some online stores in certain CIS countries, for example, Kazakhstan, issue invoices for payment in rubles or other currencies. And if debits from a ruble account usually do not cause problems and are carried out without commissions, then Qiwi will withhold an additional 2.5% for converting funds into foreign currency. In addition, the Qiwi dollar exchange rate at which the transfer will be made may be higher than the user expects. In this case, it is more profitable to pay for goods or services from a Qiwi currency wallet.
But how to replenish your currency wallet? Terminals for replenishing Qiwi accounts only accept rubles, and the bank’s cash desk may not accept currency for replenishing your wallet. The remaining option is to transfer currency from a ruble to a dollar account within the system. Considering that the internal Qiwi rate differs from the rate of bank exchangers, it is necessary to calculate how profitable it will be to exchange currencies. And analysis of partner exchange services will allow you to make the right choice.
In order not to make a mistake and calculate the effectiveness of a particular operation, you need to learn how to determine the current Qiwi exchange rate at which the system converts funds.
How to convert currency within the Qiwi system?
Each Qiwi profile holder may have different reasons for holding money in different currencies - someone wants to protect their savings from the instability of the national banknote, and someone is eager to make money on its fluctuations. Account owners are united on one thing - sooner or later they will have to face the transfer of funds in their accounts.
There are two ways to transfer money:
- In your personal account on the main website of the Qiwi system;
- In the Qiwi Wallet mobile application.
Note ! You can convert dollars to rubles and vice versa only if you have two accounts - in national currency and American dollars.
To work with cash balances in dollars in the system, it is necessary to identify the user and obtain a certificate. To do this, the user provides scans of identification documents.
Comments (2)
- Yulia Apel
:2020/12/15 at 11:10 am
Kiwi shares are last week's underdogs. After the imposition of a fine and restrictive measures regarding payments in favor of foreign companies, the securities immediately lost more than 20% of their price, returning to their March lows. This is not the first such situation for the Bank, so investors reacted quickly and harshly. As a result, over the fall-winter 2021, Qiwi shares lost almost half of their value, and in general, the decline may well continue, despite strong support in the region of 800 rubles. Some experts say that now is the time to “catch a falling axe,” that is, pick up shares at such a low price, appealing to very good financial statements. Here everyone must make their own choice, because, although quotes have stopped falling sharply, the Central Bank still has questions for the bank and the services have not been unblocked.
Answer
- Yulia Apel
:
2020/09/15 at 1:42 pm
QIWI shares continue to fall for the 25th session with almost no pullback, losing almost 25% or 380 rubles of their value. Technically, the securities crossed EMA(200) from top to bottom, which is a strong downward signal. However, analysts insist that the correction will end from this level and we should expect the price of QIWI shares to return to the area of 1,500 rubles. There are several reasons for this: investor interest in shares in this area due to covid, increased dividend profits (the company plans to increase payments by 30%) and the company’s economic indicators are now very strong, which sets it apart from its competitors. In our opinion, it is worth starting to buy securities after the price returns above the moving average.
Answer
How to open a Qiwi wallet for currency?
All newly registered users, by default, become the owner of a Qiwi number in rubles. If desired, the profile can be supplemented with accounts in dollars.
Follow the instructions:
- In your user account, click the “Qiwi Account” button at the top of the page.
- Go to management.
- Click the “New Account” button.
- Select the dollar from the list and activate it with the “Create” button.
Important information ! When working with a virtual account, the main currency is the Russian ruble and when money is credited to the wallet, it will be automatically replenished. To avoid losses during enrollment and during the transfer of money, you should determine who will dominate the profile - the ruble or the dollar.
What is the best way to carry out a transaction?
Transactions can be very different and are carried out using different devices. The simplest and most accessible way is to pay for a service or product using the official website. In this case, the transaction occurs quickly, and you can immediately see the result of the transaction in “History”. Next, you can see the result of the transaction in the “Reports” tab, where everything you need will be indicated, and here you can print a receipt for the successful completion of the transaction.
In addition to the official website, you can also use the services:
- Terminal "Qiwi";
- Using a mobile phone and special programs present on it;
- Using special combinations of SMS messages. This way you can transfer or withdraw the money you need anywhere and at any time;
- You can also use Qiwi wallet apps for social networks.
It is worth saying that for a certain situation, any of these methods of making payments may be necessary, it depends on the needs and location of the person. In any case, you will be able to view all transactions you have made and track their receipt to the recipient’s virtual account.
Is it possible to top up your balance in dollars in Qiwi?
An account in American dollars works according to the same rules as in the national one. To top up your balance in foreign currency, you need to use the “ Top up ” section of the main menu.
It should be noted that there are a number of ways to deposit dollars into a Qiwi wallet:
- From a bank card;
- Cash;
- Other methods include the ability to transfer from phone balance, applying for a loan or bank transfer.
Regardless of the operation, the Qiwi system accompanies the user at all stages with detailed instructions and advice. The holder is always informed regarding the commission for performing the service.
Where can I find it?
The Qiwi wallet allows you to refresh the dollar exchange rate without the slightest delay. The holder should take the following steps:
- Log in to your account by specifying your smartphone number and password;
- in the help section find the questions and answers item;
- go to the exchange rate sub-item.
As an alternative, use the bank cards section. Along with the details below, there is a conversion rate indicated for debiting or replenishing your account.
How to convert dollars to rubles on Qiwi?
Like replenishment, the transfer of dollars to rubles is made on the website of the electronic system or its application:
- To do this, you need to go to the transfer menu and select “ Transfer between accounts ” from the list.
- Next, simply enter the amount you want to convert and confirm with the “Submit” .
It is possible to transfer money at the rate valid at the time of the transaction. The money becomes available immediately in a few minutes.
Attention ! To make a transfer, you first need to set the dollar type as the main one.
Top up your Qiwi wallet account
- Top up your account using a bank card: MasterCard, Visa, MIR;
- Top up your account from banks, ATMs and other electronic wallets;
- Top up your account from the balance of your mobile phone specified during registration;
- Top up your account using Qiwi terminals and partners (Svyaznoy, MTS, Euroset, CONTACT). Bl
- Top up through money exchangers.
On the Qiwi website, Yandex Maps and Google Maps you can find the nearest branches for replenishing your Qiwi account with cash
